Beyond Life Insurance ...

 


 


 

Car Insurance
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There's far more to insurance than life insurance.

 

In eInsurancePortal.com, learn about car insurance, health insurance, accident insurance, home owner's insurance, third-party liability insurance, and so on.

A good insurance portfolio can be very useful to protect you from several risks. Often, it is worth many times the premium paid.

 

This website is intended for the beginner, an individual who only owns a life insurance policy but is curious to know about many other types of insurance being increasingly talked about in emerging markets like India.

 

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Thinking about Insurance is a sign of

Negative thinking
Planning for the future
None of the above

 

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Car Insurance: Taken for an automobile, a car insurance policy covers the risk of damage to a third-party at the minimum, and, for a higher premium, to the first-party as well. More >>>

 

Health Insurance: At the minimum, the insurance company pays for any hospitalization. In advanced economies, you can opt for policies that also pay for the doctor's visits and for purchase of medicines from the pharmacy. Such comprehensive policies are not yet available in markets like India. And may never be launched in such markets where drug prices are kept very low due to statutory drug price controls.

 

Accident Insurance: Covers hospitalization, disability or death arising out of automobile and other accidents.

 

Home Owner's Insurance: Protects your house against burglary loss due from earthquake, flodding, and so on. Most policies also cover the furniture and appliances inside the home. 

 

Third-party Liability Insurance: Supposing an un-extinguished cigarette butt burns a part of the flooring of your rented house. A third-party liability insurance policy will pay the owner for the repair work.

 

 

 


 


 

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Last updated on Friday, 06 August 2010